Where do I start?
You're a first time home buyer and have never been down this road before. No problem, it's not as intimadating as it may seem at first blush. Here is an overview of the process.
A Second Opinion
The prudent move before undergoing a serious medical procedure is to get a second opinion from another specialist in the field. Second opinions are common in the legal field as well. The most important asset owned by a vast percentage of Americans is their home. And the mortgage is a key element to acquiring or retaining that asset. A specialist in mortgage financing is called a mortgage broker. A second opinion is free. Why not get one?
Refinance Options
I've rung up credit card debt that I wish to pay off with equity in my home. The interest rate on my primary or secondary mortgage is high. What are my options? Does it matter which way I go? See Refinance Options.
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Government Loans
The FHA and VA offer special loan programs. How do they work? What are the pros and cons of the government programs versus conventional loans? More information on government loans.
Other tools to assist you:
- Mortgage Calculators
- Glossary of mortgage related terms
- Mortgage FAQ
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